Top Rules for Selecting a Good Amazon Webstore Developer

E-Commerce plays a very important role in today’s society. It is a fact that a large percentage of people from around the world are opting for e-commerce to do their shopping. The reason behind this is that e-commerce is convenient, easy to apply, diverse and less costly than buying in a brick and mortar store. Therefore, it is very important for any business person to consider a number of things when setting up his own e-commerce store. The essence of doing these considerations is that many people from around the world are venturing into e-commerce.

When developing a good electronic commerce some of the things you must always consider are: security of the system, ease of application of the store, the shipping and finally the brand of the business. One of the biggest e-commerce companies in the world is Amazon which makes billions of dollars every year. This article provides a brief explanation to one of their common applications that aims at bridging the gap between new e-commerce businesses and the existing one. The Amazon Webstore is a very common and dynamic application which helps an individual to come up with his own e-commerce store. While at first it might seem like a very easy thing to accomplish, the need for an expert Amazon webstore cannot be ignored.

Rule #1: Get an expert developer

The first rule of getting a high quality Amazon Webstore is to get a good and highly certified Amazon Webstore developer. This is because an expert should always be in a good position to come up with a high quality web store that has all the items featured and the security checks covered. The best thing about an Amazon Webstore is that it has been created by a leading company with all security checks being in mind. The developer that you get must show you the quality of work that he can do. Failure to give you this kind of evidence will make you fail in your new venture. Secondly, the developer needs to be reasonable in terms of pricing. As an entrepreneur, you need to be in a good position to use a ‘cheap’ company to provide you with high quality work.

Rule #2: Research about the developer

The second rule that you must always consider when getting a good Amazon Webstore developer is the need to research. Research is very important if at you need a good Return on your Investment (ROI). In the internet, you will find hundreds of companies providing these services. The thing is, only a very few of them are genuine enough. A large percentage of these companies are not genuine at all. Therefore, it is very important to always do a brief research by reading key reviews, comments and descriptions about the company.

Rule #3: Don’t forget the two rules above

The last rule for getting the best Amazon Webstore developer insists on the two rules mentioned above. It basically explains the fact that you should never forget the two rules explained above. There is always a very good value for investing your capital in a high quality company. The rule #1 and 2 are therefore very important and should never be forgotten.

Now you have high quality information that will help improve your online store. Many experts believe that following these rules will help take your business to the next level within days.

 

Amazon Affiliate Program Is an Online Money Making Success!

In the past I was allured to the affiliate marketing programs offered by Amazon.com Central because of their extensive macros and expertise programming implemented languages designed to give any web page a face lift. I thought how intriguing it would be to follow in the foot steps of a conglomerate fortune 100 company and take advantage of their network, oversight, and accounts collection. The truth of the matter though, I had submitted an application prior to amazon reviewing my website. Suspect ably I already had a fictitious name from the Secretary of the State and I felt relieved the word FREE inserted in Amazon FREE Publishers and Press meant, protected from any damages/ defenses as also defined in concordances in the bible.

The affiliate Marketing Program called Amazon Associates where you are compensated for placing Amazon sales ads, pics, and widgets to display product category that you enhance with your theme in your web pages, is some type of extra special marketing to make you feel special, but doesn’t gain the full trust of the consumer. If the patron wanted to by a product or service, best be assured that he now would go to the Home Site were that product is Manufactured, but less or less likely where it is warehoused at a discount susceptible.

If I hope to be more steadfast in my judgment of intrinsic rewards I should manifest a lighter and brighter revelation of character. So far Amazon has given me the best money making residual income I have to this day. The money making schematic applies to everyone and that make Amazon Affiliate best. As an Affiliate best Amazon provides quality craft and service for all. I am surprised that after several overlapping trial using different widget I never was a best affiliate, the best affiliate should take time to be patient and accurate in all of his promotional endeavors. I once registered at some Online Books affiliate programs, but their affiliate programs weren’t as good as Amazon.com.

I love to press the fold. If I could write my hearts wishes everywhere I would be in Japan, because the text is difference and the script reads down to up and right to left. What a greater way to earn money online, by learning the abstractions of a counterfeit and nuances of the real McCoy. I would do anything to learn how to earn money online?

I think there are liberal interested consumers out there still advocating a free affiliate program with me through my blog reading list.

I have content that earn extra money on Associated content.com. This residual content that make extra money pays me through bank transfer called PayPal. This online affiliate program is a dime a dozen and don’t require much time to set up. I am glad for the online affiliate program because they fall under the umbrella of Free affiliate website; Amazon Central. I have bookmarked Amazon Centrals free affiliate website so I may check my earnings summary, order summary, read the news spotlight, find my associate alerts and see if I qualify for earning and referral discounts.

Top 5 Tips to Get Amazon Discounts

This post will show you 5 great ways to make sure you always get the best Amazon discounts going. Shopping online is great, especially if you know some of the tricks of the trade to make sure you are always getting the best value possible. There are a few simple tips that you can follow when making a purchase on Amazon to ensure you do make the biggest savings, here they are below in all their glory.

Tip 1 – Subscribe to the Amazon Newsletter

This has to one of the biggest tips for securing a hot deal. Amazon send out regular communications to all of their customers listing the hottest discounts they have across most of their categories. By subscribing to these newsletters you are sure to see any great deals that could potentially match with what you need to buy.

Tip 2 – Use an Amazon Promotion Code

Its often the case that the final price a customer pays for a product online is not the best price out their on the net. By simple checking with discount code sites you can look to see if there are any current Amazon discount codes that would make you an additional saving in a flash. The reductions you receive from entering a code could be as much as 10% off the price of an item, or even a free delivery code. This tip takes seconds and can save you plenty, so make sure you give it a go.

Tip 3 – Click a Similar Product in Amazon

The third tip is real simple and takes all of a few seconds, but will guide you on your way to the perfectly discounted product. The Amazon.co.uk website has the technology to track where you click, which products and when. It then uses this information to show you other closely related, best selling products. Naturally the best selling products are mostly the best value, so straight away you are presented with a list of super value, great items in your purchasing category.

Tip 4 – View Category Homepages

Again a very simple, fast and effective way to see the hottest, most reduced items is to view the category homepage of the area of interest. For example, if i am looking to buy a PlayStation 3 then I would definitely click on the computing or consoles category as the homepage will show be the best deals they have running at that point in time.

Tip 5 – Compare Like for Like with Play.com

The fifth and final tip is to do a price check with Play.com. I use play here as they are the biggest competitor to Amazon in the UK and come very close on a lot of their prices. Its always worth running a search on play for the same product to check the pricing and see if additional savings could be made. One this to remember here is that Play.com offer free UK delivery on everything, whereas Amazon do not. So although the Play.com price may seem a little higher, make sure you take into account the amazon delivery fees and then see which website works out cheapest.

So thats it. 5 very simple but extremely effective tips to make sure you are getting the biggest discounts possible from Amazon or in fact most popular online retailers. Enjoy and happy discount hunting!

Sean Lakers is a professional offer and discount hunter! Sean works closely with most major online retailers in the UK, including Amazon, to negotiate deals on behalf of the HottestOffers.co.uk website users. Make sure you check back on HottestOffers.co.uk for the best Amazon promotional code you can find. We are always updating out deals, not just from Amazon, but from over 300 UK mainstream retailers.

 

Blue-Fronted Amazon – The History and How To Take Care Of This Beautiful Parrot

The Blue-Fronted Amazon Parrot is actually one of the best Amazon parrots with the ability of speech and sounds. Their talking ability varies greatly from individual to individual, but some speak nearly as well as the Yellow-headed Amazon group. These Amazon Parrot originated from South America and is average in size. They can probably live up to 50 to 60 years or more, but little is known about their life span in captivity. Blue-fronted Amazon’s average height is 14 – 15 inches from head to tip of the tail and weight average being half a pound to just under a pound. The Blue-fronted Amazon also called the Turquoise-fronted Amazon and Blue-fronted Parrot, is a species of Amazon parrots and one of the most common parrots kept in captivity as a pet or companion parrot. They have blue feathers on the forehead above the beak and yellow on the face and crown with blue and red streaks at the tips. The Blue-fronted Amazon reaches sexual maturity at around two to three years of age. The Blue-Fronted Parrot is a highly intelligent species; however, they can also be quite moody at times.

The Blue Fronted Amazon Parrot lovers are very worried, because of illegal capture of wild birds every year. Data concerning the reproductive biology will serve to guide future decisions about the management and conservation of this species. This was because the public were prepared to pay high prices for the Yellow-naped Amazon, Double Yellow-headed Amazon and the Blue-fronted Amazon (having heard that they were the best talkers) but would not pay high prices for the Orange-winged Amazon parrot, because they had previously been imported as wild-caught birds in such huge numbers that prices for them had always been low. Blue-fronted amazons are good pets but generally not the right bird for first-time owners.

They are very easy to feed. Basic nutrition is supplied through any of the many fine vitamin, mineral, and protein enriched large hook bill seed mixes or pellets available at your local pet shop. Amazons feed on fruits and seed in their natural habitat and they can attack crops, especially citrus.

A cage with a playpen roof is highly recommended for Amazons as these birds love to sit up top and look around. Blue-fronted Amazons enjoy chewing wood and should have wooden toys or prepared wood for chewing “only give toys that are designed for parrots”. A parrot’s cage should of course be cleaned out every day and some of the old sand can be used again if the droppings are removed by sifting it. They need a cage that has enough room that they can move around in and also to be able to spread their wings. A suggested cage size is 4 feet wide by 4 feet tall by 8 feet long suspended 4 feet above the ground or floor. They require a cage with toys and equipment to keep them entertained. They have a tendency to nip which is their way of expressing themselves and exploring their surroundings.

These Amazons are heavy bodied and care must be taken not to cut too many feathers. Blue-Fronted Amazons, males can be aggressive in spring, the mating season. Blue-fronted Amazon is one of the most common companion parrots. It is endangered in its natural habitat in North-eastern Bolivia, South-Western Mato Grosso, Brazil, Paraguay, Northern Argentina and Northernmost Buenos Aires.

Also they have this new toy out that talks to the bird with your voice. Maybe you could do some training while you are at work plus it will keep them busy for a little while. All parrot need a lot of attention.

 

Getting the Amazon Deals Search Right

Anyone who has ever shopped online will know that there are a number of deals to be had, which in turn adds value to the online shopping experience. Over and above the online shopping activity, the very well known and ever popular Amazon marketplace offers the online shopper a myriad of products within virtually every conceivable category that one may consider, however the Amazon deals search may in fact prove to be a somewhat laborious process.

Although the Amazon site is well laid out and offers specific search functionality, one has to be well versed with the various Amazon deals search options and possibilities to filter through the hundreds of thousands of products in order to get the best possible deal available. There are a number of tips that one can implement to ensure that the Amazon deals search returns the best possible results for the desired search. These tips are highlighted below.

Starting the to search for the best available deals and products should initially be based upon a specific department, or category to ensure that the most relevant product or product range is returned within the Amazon deals search results. If one logs onto the Amazon site, and if you are a regular user, you will see that the site firstly presents their flagship product, which is that of Kindle, as well as specific products that have been viewed by the user. Together with the last mentioned search results are those of related products, which according to the site are products that were also purchased by other users. This may or may not be the case, but certainly makes for great marketing practice and tactics.

Getting back to the aspect of the Amazon deals search, by selecting the specific category search, one has the option of specifying that the search results reflect the results in an order of relevancy, best selling, price ascending or descending and based upon average customer review. This offers value to the deal seeker, however in order to analyse the respective results according to the previously mentioned Amazon deals search criteria will certainly take a lot of time to filter through. Another tip, which not many are aware of, is the use of the “markdowns” search function, which is contained below the search box and allows for the return of deals based upon the recent mark down based upon current price and availability, an ideal resource for the deal seeker.

Alternatively one may consider the use of specific sites that offer the comparative analysis of these products, as well as the specific sites that have created the functionality of taking into account the aforementioned search criteria to establish a ‘feed’ of current, and best Amazon deals search results. These criteria, when combined and averaged out provide the best and most value added deals that are currently available via the Amazon shopping portal. azPriceWatch.com offers a combination of these search criteria to present the best possible Amazon deals search results for the savvy online shopper.

azPriceWatch is a value added online resource that allows you to save money on all your Amazon purchases. The site has integrated search technology that allows for anyone to identify the latest deals on Amazon at a mere glance and the click of a mouse. If you want to save money and get the best possible deals at Amazon.

 

The Best Amazon Marketplace Book Selling Tricks

Amazon Marketplace allows sellers to sell their goods alongside other products that the site has to offer. It enables customers to purchase secondhand products or new items being sold by a third person through Amazon via the Amazon Marketplace. This is particularly lucrative for self-publishers who can make huge profits by selling their self-produced copies for much more in the Amazon Marketplace, instead of having rendered their stocks to a retailer. But simply having a whole lot of books is not enough to guarantee a success, and there is the need for something more to make sure the site continues to hold its sway over the market.

Tips To Set Up A Business Successfully At The Amazon Marketplace:

1. Geographical location is vital because your books are likely to be selected by buyers who are close to you to avoid shipping delays. Therefore, checking out competitors’ locations and feedback are equally crucial. The method of transferring books bought here is via the Media Mail, which takes a reasonably long time to deliver the items. This highlights the value of location when it comes to determining book sales.

2. When you happen to be a prime member, you can get a book delivered fast and without paying shipping costs because amazon.com offers free shipping to its prime members. So it is best to price your books a few dollars less than the price placed by Amazon since it charges $3.99, which has to be covered by you as shipping charges.

3. At times, certain books are not in stock and you can then sell them at a premium whenever there is a demand for them. This may take time and these books are not bestsellers, but when the time comes the deal may be extremely profitable.

4. Focus on the newer books because you need to have expertise to understand which ones are likely to sell better.

5. All supermarkets tend to sell new books at a discount, so it is perhaps better to invest in travel books or classic children’s books that never go out of demand.

6. Try to exceed the buyer’s expectations by arranging for the delivery to take place within 24 hours. Excellent customer service will ensure repeated sales.

7. Make sure that the item is packed in a way that will not cause any damage to the book.

8. Provide impeccable customer service in case something goes wrong unexpectedly and unintentionally. It is advisable to tender an apology or offer a partial refund to avoid negative feedback and ensure repeat customers.

9. Streamlining the mailing process is very helpful because it saves a lot of time since the postal service picks up the item from your home or office directly.

10.Adjust prices to make it to the top of the vendors’ list particularly before peak buying periods.

11.Maintain more than one supplier and be informed about the sources where your competitors are getting their stocks from.

12.Remember not to make the book look better than it actually is; rather it helps to downplay its quality since that helps to ensure better feedback.

13.To record better sales, make sure books you sell as “new” are spotless and shiny.

Follow the above guidelines and be sure to get more and more traffic to your store at the Amazon Marketplace. When you can ensure timely delivery of your products to your buyers, you can be confident they will keep coming back to you time and again.

Wholesale forum is one of the best business forums, it is a place where you can meet and discuss with various dropship reviews.

Easy Paycheck Formula – Is It The Best Amazon Affiliate Course?

Are you looking for a good course on promoting physical products via Amazon and other affiliate sites? Easy Paycheck Formula by Sara Young is easy to understand, especially if you are new. She uses an approach that teaches you step by step – nothing is missed out.

The course has both videos and an eBook that you can follow along with – literally watching over the course creators shoulders as she shows you what you need to do to get going. In just one of her videos she shows her EzineArticle account where she had 48% and 26% click through rates on her articles with almost 600 clicks for articles submitted Nov 2009.

The keyword research part of the course is excellent. Using simple techniques to find products that are selling well, without having to spend hours researching. Within an hour you can start having your own “money-making” campaign up-and-running.

Support in Easy Paycheck Formula is actually there within a couple of days and there are advanced methods of beefing things up to earn more once you have got the hang of things. The quality of the instructional videos and PDF’s are excellent, and Sara will personally provide answers to questions and troubleshooting if needed.

You can use free resources as a newbie to get started, but you can use your own website and hosting as well once you start making some money (and in advanced course materials, she recommends moving to that).

Students of the course that have been following it for 2 months say it really works! They have found that they are seeing Amazon sales within the first two days. It takes some effort and time to build up the articles and niches, but that is par for any Internet marketing (not get rich overnight).

For people interested in Internet Marketing and especially in selling physical goods you should look at buying Easy Paycheck Formula.

Find the Best Amazon Deals – 4 Secrets to Saving Up to 70% on Amazon

Amazon has always been a major player in the e-commerce industry. There are a huge variety of product categories listed on their website, with in-stock products numbering in the millions. Along with all these products come several ways to save money while shopping on Amazon. We’ll look at a few of these methods and see just how easy it is to save cash and find Amazon bargains.

Amazon Discount Codes

Amazon sometimes provides coupon codes that you can apply to your purchases to save money. Although these are not regularly advertised by Amazon, a quick Internet search will reveal a plethora of coupons. One of the great things about these discounts is that they are deducted from the total price of your shopping cart. This will sometimes allow you to get free shipping on items which cost less than $25. Amazon coupon codes usually apply to certain products or categories only.

When you find a coupon code for a product you are interested in, all you do is enter it in the “Promotional Codes” box when you’re checking out. The discount will then be applied directly to your shopping cart and you’ll see the savings instantaneously.

Cash Back Rewards

Another way to save money on Amazon is by using their new Platinum credit card. This will allow you to save money on every purchase you make. For every dollar you spend at Amazon you will obtain three points on your card. These points can be accumulated and transformed into Amazon gift certificates which you can use towards your purchases. For every 2500 points you collect, Amazon will provide you with a gift certificate valued at $25. If you do the math, it turns out you get about 3% cash back on all your purchases. This is a great reward especially considering most other cards only give you 1% cash back. On top of that, your first purchase with the card will receive an immediate $30 discount. All the gift certificates you earn with the card can be used during your checkout process.

Free Shipping Offer

One of the fantastic things about Amazon is its Super Saver Shipping. What this means is that most items purchased directly from Amazon or from one of its third-party retailers are eligible for free shipping as long as the order total is over $25. Although the Super Saver Shipping is generally slower than other shipping methods available on Amazon, in our experience orders still arrive very quickly. Because the shipping costs on many online purchases can normally be quite expensive, this is a fantastic way to save money.

Amazon Price History Tracker / Price Drop Alerts

Another excellent way to find Amazon deals is by being aware of upcoming sales. If you are like many other people and lead a hectic life, this can normally prove to be a very difficult task. Fortunately, there are Amazon price tracking tools available which will keep an eye out for sales on your behalf, and alert you when prices drop. How does this work exactly?

Well, suppose you are looking to purchase a new color printer. You would visit a price tracking website and enter the name of the printer you wanted into the search box. This would bring up a list of printers available on Amazon. You could then set up a price drop alert for the particular printer you are interested in and the price tracking website would send you an e-mail the next time that printer goes on sale. This is a brilliant way to save loads of money on those big-ticket items you’re saving up for.

Adding it all up

Now that we have explored some of the ways to save money on Amazon, let’s take a look at a real-world example of how much you can save. Suppose that color printer you are looking to purchase normally sells for $300. The first step would be to track the price of the printer on an Amazon price history tracking website. When the printer goes on a 1-day sale for 50% off (which you’ll be alerted to immediately, lucky you!), the price drops down to $150. Next, doing a quick Internet search we’ll see that there is a $25 coupon code available for all color printers on Amazon. Using this coupon code along with free shipping and 3% cash back (obtained when using the Amazon Platinum credit card), here’s what the savings would look like:

  • Normal retail price is $300.
  • Get it at 50% off by setting up a price drop alert. Subtract $150.
  • Subtract $25 using the Amazon discount code.
  • Subtract $30 with the first purchase on an Amazon Platinum credit card.
  • Subtract $2.85 for the 3% cash back.
  • Get free shipping on orders over $25.
  • The total: $92.15 – a total savings of 70% off the retail price!

Obviously, if you make a lot of purchases on Amazon these savings will really add up. Fortunately for us, Amazon makes it really simple to save money. It’s just one of the many ways they like to reward their valued customers.

Learn More

Chintzee is an Amazon price tracker which will alert you of price drops and upcoming sales on Amazon.

 

How to Choose the Best Amazon SEO Company

Choosing the best Amazon SEO company can be somewhat difficult to decide. Since Amazon is very strict in framing its policies, SEO campaigns are not that so easy. You’ll have to consider many factors so as to arrive at a decision that will be beneficial for your business.

Are you looking for an Amazon SEO company to improve your product ranking? It would be better if you take some time to do a little bit of homework before hiring the best one for your business.

What is your budget?

Do some research and find what internet marketing companies are typically charging? Consider your product and determine a suitable budget. You’ll need to be prepared to adjust your budget depending on your product marketing and related business goals.

Reputation of an Amazon SEO Company

Read the customer reviews an Amazon SEO Company may have on their website. If they’ve generated success for a product on Amazon, most probably they have the resources to do it again.

Do they guarantee #1 ranking of your product?

If they do, you have a reason to doubt their integrity. As the Amazon SEO selection tips say, no one can guarantee #1 ranking on Amazon. There might be some fraudulent SEO companies but if you know what to look for when choosing an Amazon SEO company, the risk of getting deals with fraudsters is reduced.

Get Advice from friends

Word of mouth is very important for the credibility of any company. You can find somebody who can recommend you the best one for your business. Furthermore, if the company is a known fraudster, you will find a lot of information about them on the internet.

Ask for their past work done on Amazon

Always feel free to ask the SEO professional about the Amazon products they have optimized and seek the references from their clients. Check their credentials and ask them how much time they took to achieve success. If they don’t rank well for the past work done on Amazon, obviously, they are not experts in their field.

High cost does not guarantee high quality work

If you want to pay more, this does not mean that you will get more. There can be a reason that the SEO Company might work incompetently, thus they have incredibly high costs, and are not concerned with the quality of work.

The above mentioned are some of the most important factors that you can consider while choosing an Amazon SEO Company.

Which Is the Best Amazon SEO Company?

Today, most businesses are focusing their entire budget on e-commerce, and as a result, SEO services are increasing in demand. With all the effort and time spend on different marketing strategies; Search Engine Optimization is emerging to be the most resourceful in all aspects. Amazon is the world’s most powerful online retail portal. It has offered a brilliant opportunity for the sellers to make a living. The reputation of Amazon carries on to rise with sellers, and a majority of the sellers are also earning good revenue on their sales. Now, the question arises, how to find the best Amazon SEO Company? After all, the utilization of best Amazon SEO Services promises a seller to get a higher ranking and an increased number of sales on Amazon.

With the booming IT, there are many Amazon companies that are offering different kinds of Amazon Services. In finding the best Amazon SEO company, you should make sure that you are getting the most excellent services from them. Now, in choosing the best Amazon SEO Company, the things to glance at are the company’s background, past credentials, familiarity and experience n this particular field. You should never consider an SEO Company which assures you a first page or No.1 ranking. The best Amazon SEO companies create satisfactory results where others were unproductive.

In our opinion, you can choose any of the best Amazon SEO Companies, based near your location. Find out the company who is familiar in SEO work, and is capable of delivering efficient results while working with the topmost SEO experts. The company should cautiously follow the Amazon’s policies, and should be one of the topmost SEO Companies. The company should have satisfactory past credentials, along with a list of successful projects and a large number of happy customers all around the world.

An Amazon SEO Company utilizes the most excellent techniques, and their expert staff would be assisting you in each and every aspect pertaining to your listing optimization and product promotion on Amazon.  They work very hard with the aim of delivering the most successful results. In general, you should expect the results from their authentic SEO techniques within one or two months of getting started. They will certainly provide you the most excellent Amazon services that you actually need. Once you hire them, it’s their responsibility to check your listing on Amazon in a proper and an efficient way.

 

Finding the Best Amazon Deals

A large number of people shop at Amazon daily and this is due to the fact that everyone wants to take advantage of the best Amazon deals. If you are also like one of these people who like to get the most out of their investment, then Amazon is the best place that you can shop at. Together with the best Amazon deals, you also get free shipping on all orders that are more than $25. So, isn’t Amazon the best place to grab great deals?

There are a number of sites online that display the best Amazon deals and this is from where you can also shop for your best Amazon products. However, shopping at the Amazon site itself can be a great experience. This is because they have wonderful sorting capabilities together with subcategories. Even their subcategories have subcategories which makes it even easier to narrow down your search and land on the right page that has items which are exactly of your interest.

Finding the best Amazon deals is all about finding the product of your interest at the right price that you are more than willing to pay. However, Amazon also allows you to search for particular products based by the amount that they have been discounted. Not only this, they also allow you to take advantage of their great deals every day or every week. Some of the offers which Amazon presents include:

Gold Box Deal – amazon gives an extra discount of one item on a daily basis. Here you can get a discount of up to 75% and therefore it is important to keep checking the site daily to find out which item is the Gold Box Deal of the day. You never know when you can find the item that you just needed.

Friday Sale – Friday is the best shopping day whether it is shopping at your local store or at an online store. To ensure that people have a wonderful shopping experience, Amazon gives special prices on a number of items only on Fridays. Items keep changing every week and you have to check back often to make sure that you have not missed out on something that you would have wanted to buy at a much reduced price.

Together with these, there are many best amazon deals that you can take advantage of when shopping at the world’s largest online retail outlet.

 

How Crowdfunding Can Help Pay Medical Bills

Crowdfunding can help pay for medical bills… it really is that simple. You can crowdfund for just about anything, including medical bills. Many times people are placed in a medical crisis and aren’t sure where to turn. Medical bills can accumulate in no time and medical bankruptcy is a real thing. You’d be amazed by how many people in “your own crowd” are willing to help.

In a study published in January 2014 from the Center For Disease Control (CDC), one in four families experienced financial burdens of medical care.

This “financial burden” of medical care equates to medical bills that they can’t currently pay and are forced to pay monthly over time.

This study goes on to share that families with lower incomes were more likely to experience the financial burdens of medical care. Those families with incomes at or below 250% of the federal poverty level had the highest levels of any financial burden of medical care.

250% of the federal poverty level (based on guidelines for 2013) means that a family of four with an annual income of $58,875 or lower were at the highest level of the population feeling the financial burden of medical care for a loved one. That’s our middle class America. Those are the families living paycheck to paycheck and not prepared for a medical crisis.

The is a baby with his eyes closed and an oxygen canula in his nose. He was born with a bad heart, a weak immune system, and problems eating which caused a condition labeled by doctors as “failure to thrive”. Isaac spent the first year of his life in and out of hospitals in Las Vegas and at Stanford where he underwent multiple heart catheterizations and procedures, open heart surgeries, and had a feeding tube placed surgically to ensure he received the proper amount of nutrients. Isaac’s family had great insurance, covering 80% of all medical costs. But, they still spent over $100,000 out-of-pocket the first year of his life in deductibles and medical related expenses.

Shocking… right?

I know… My name is Kathy, and I’m Isaac’s mom.

I remember people asking us if they could have fundraisers for us, give us money… they would offer to do anything just to help. At that time, I could not have imagined the costs that we would incur, nor could I imagine all the things that insurance doesn’t cover. You assume that you pay for insurance, you’ll have a deductible… The End.

If that were only so.

Words of Advice:

Start a Crowdfunding Campaign Immediately

Don’t be too humble to let other people offer to help you. You really can’t imagine the costs of things in the medical world and how they add up. It is TOO hard to think about money when you’re talking about the healthcare of someone you love. You want anything and everything done… you’ll worry about the bills later.

From a Mom that’s Been There

Don’t expect the people in the middle of a medical crisis to be thinking clearly (well, I sure wasn’t). If you’re related to the family or just a loving friend… talk to them about the medical bills and the reality of the situation. Talk with them about what they need now and what their needs may be in the future and help them come up with a budget and plan to get everything their loved one needs. From bills, equipment, therapy sessions… even therapy dogs, all these things can be a necessity now or in the future.

How exactly will crowdfunding help pay my medical bills?

Well, they can’t send a check to the hospital for you, but they can offer you a platform that will help you tell your story as well as share it with your friends and family. The right crowdfunding platform will provide support for you all along the way, from guidance writing your story, picking pictures to post, sharing on the social media channels, and even help writing press releases to get national exposure.

Crowdfunding can help you pay for your medical bills by allowing YOU to take care of your family and letting your “crowd” help YOU. Donations will be made by people you have inspired and want to help you. These people will have a platform to donate to you on their schedule and an amount that is within their means. They will be assured that the funds are going directly to YOU and not an anonymous organization.

You are not alone in your medical crisis. Crowdfunding is a viable source for helping to pay for medical bills and other medical related necessities.

The Process of Car Repossession – Understand It So It Doesn’t Happen to You

In a perfect world, things would always go as they should.

Sometimes that’s just not the case.

If you’ve found yourself in a bind or on the verge of falling behind on your payments. The best thing to do is contact your credit card, mortgage or auto loan companies and explain your situation.

Take action

If you have a car loan, you understand the importance of paying your loan on time. If you cannot make your payments on the exact due date.

You are granted a 30-day grace period to make a payment without having this late reported to the credit bureaus.

If you don’t think you’ll be able to make a payment before the 30-day grace period ends or foresee yourself being in a bind that will last longer than 30 days, there is something you should know.

Ignoring calls from your creditor is the wrong route to go.

*While you may feel embarrassed or reluctant to contact your creditor, you are not alone. Thousands of people fall behind on their payments due to financial hardships. The person on the other end of the phone is trained to handle these types of calls and will be more than willing to help you the best way they can.

What should you do?

Most car loans have a stipulation that allows you to defer your payments for a short amount of time while you get your finances situated. Other options besides deferment might be offered such as lower payments until you can make the full payment.

Your options will depend on your specific car loan and terms agreed upon at the time of sale.

If you are currently in good standing:

Call your creditor and explain that you’ve had some setbacks and ask about your options to defer your loan payment until you can make payments. This will usually give you about 2 months to catch up.

If you are currently not in good standing(late beyond 30 days):

Call your creditor back and explain that you’ve had some setbacks and would like to make a plan to catch up on your payments or defer a future payment. Ask about your options to defer your loan payment until you can make a payment. You will usually be asked to make your account at least current up to 30 days before a deferral can be granted.

How will this help you?

Car repossession doesn’t end well for anyone. Not you and certainly not your creditor. Once a car is repossessed, it is usually sold at an auction for a fraction of the cost. This is a lose-lose situation for everyone.

While your loan is in deferment you will not be reported late to the credit bureau as you have made an agreement with the company to pay at a later date.

The downside to this, of course, is that your loan agreement will be extended and you will end up paying more interest in the long run. This is, however, a better alternative to having your vehicle taken.

When can your car be repossessed?

It all depends on the specific car loan you have in place. You are usually considered in default of your loan agreement as soon as you miss a payment.

With that being said, you are granted a 30-day grace period. Some states allow cars to be repossessed after one missed payment. The longer you take to make your payment is one step closer to having your car taken and a serious ding on your credit report.

A repossession will remain on your credit for up to 7 years and hurt your chances of obtaining other car loans in the near future. Even after a repossession, you may still owe the difference between what you owed your lender and what your car was sold for. This is called a deficiency balance. A deficiency balance is usually the norm especially if you purchased a newer vehicle.

Please note that these options are for those experiencing temporary hardships. It is not recommended for long-term foreseeable situations.

All You Need to Know About 2 Wheeler Loan Finance

With growing demand in semi urban and rural areas, 2 wheeler industry is a high growth sector. The industry is estimated to be Rs.6, 000-Rs.7, 000 crore in size. This means there is abundant opportunity for 2 wheeler finance companies. There was limited awareness about financing for a 2 wheeler in the olden days but with the increasing penetration of financial institutions across the country, it has become possible to obtain 2 wheeler finance quickly and conveniently.

Getting 2 wheeler loan finance has become easy. The eligibility criteria, documentation requirement and the process has been mentioned below:

Eligibility:

Individuals above the age of 18.
Salaried individuals who have been employed for more than a year.
Business owners who are running a business for over a year.

Documentation:

Identity Proof
Address Proof
Income Proof
Valid KYC documents
Passport size photographs

Procedure:

In order to apply for 2 wheeler loan finance, the applicant needs to scout the market for various Banks and financial institutions offering the loan. Based on the terms and conditions of the respective financial institutions, the applicant should choose the one that suits his requirements. The application process is quick and transparent. The applicant needs to meet the eligibility criteria in order to apply for the loan. Further, the applicant needs to submit the application form and provide the required documents to the financial institution. The customer executives are friendly and will guide through the entire process of application. The application will be processed within 48 to 72 hours and the loan will be approved in no time.

It is advisable to seek a loan from a trustworthy financial institution. They offer flexible tenure and easy repayment options. With a low rate of interest and a flexible repayment tenure, purchasing a 2 wheeler has become quick and easy. Individuals with a positive credit history can get the loan approved quicker and are also eligible for the special schemes. Once the loan amount has been disbursed, it is not possible to change the tenure and amount, hence it is important to give the loan application a good thought and settle for a repayment tenure which is possible based on the monthly income of the applicant. Financial institutions offer customized solutions to the applicants based on their requirements. Depending on the type of 2 wheeler to be purchased, the loan amount will be sanctioned.

The applicant will only be required to pay a small amount as down payment and the balance can be converted into a 2 wheeler loan which is to be repaid in easy monthly installments. Upto 95% of the on road price of the vehicle is available as a loan to the applicant and the repayment tenure ranges between 12 months to 48 months. With the increasing demand of 2 wheelers across the country, Banks and financial institutions are offering loans which meet the requirements of the consumers and they also settle the terms accordingly.

Some of the Biggest Mistakes When Looking For a Motorcycle Loan

The Essentials in deciding On Motorcycle Loan.

Sometimes the necessity or excitement of owning a motorcycle cast a bad spell on our buying decisions, especially when the purchase form is a loan. So, before making that impulsive mistake only to regret later consider these essential factors when deciding to apply for a motorcycle loan.

  1. Interest Rates:

The moment you think of a loan, the interest rate coupled with it should ring a bell. Most often attract interest rates over shadow the risk factors involved. Always begin with good amount of research and comparison of interest rates. You do not want the burden of high interest rates steal the joy of riding your new bike!

  1. Smart negotiation:

When you are about to make a purchase decision, do not merely focus on the form of payment and negotiate on how you intend to go about it. A smart negotiation effort would include, negotiating on the payment. Payment always precedes the payment method!

  1. Loan Inclusions:

Discuss with the lender all the accessories that the loan is inclusive off. You do not want to pay additional bills besides paying off your loan. The wiser discussion and decision would be to know about the inclusions and the exclusions of the loan you have applied for.

  1. Loan security:

Always consider what is at stake should you face difficulty in paying off your loan. Some lenders hold the purchased motorcycle as the security, failing to pay will mean ceasing your bike. Some other lenders may consider other collaterals as security. Unsecured loan plans are other alternatives but comes with a high cost of increased interest rates. So, your loan security should be well thought through deliberate decisions considering all the risks involved. You do not want to risk something in vain!

  1. Loan penalties:

Pause before you sign your loan agreement. Although knowing the details of the penalties tailed to your loan amount can be cumbersome and you want to skip through it, it may not be the best of your decision. At best, avoid signing loan agreements that come with stringent penalties. A decision in time, saves you from a future disaster!

  1. Easy loan termination:

Most lenders allow early clearance of your loan and some do not. It is best for you to verify the termination policies before you sign that loan agreement. You do not want to pay with interest rates, while you own the money to clear a credit.

Owning a motorcycle is useful as well as exciting, but what is more important is sustaining both while using it. Using the right loan tailored to your needs is worth every effort.